8/27/2023 0 Comments Va loan home appraisal checklist![]() ![]() Information on "Homeowners Associations" or condominium covenants and fees.Ī list of "suggested" improvements when the property is being appraised "as complete". Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.īrag sheet that lists major home improvements and enhancements, the date of their installation and their cost (for example, the addition of insulation or roof repairs) and permit confirmation (if available).Ī copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending". Most recent real estate tax bill and or legal description of the property. Title policy that describes encroachments or easements. ![]() List of personal property to be sold with the home. Information on any written private agreements, such as a shared driveway with a neighbor. To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:Ī survey or plot map of the property and building (if available).Īny records on the purchase of the property for the last three years. Just give us a call at (219) 324-1585 if you have any questions about the appraisal process. Some things they may recommend might be:Įnsuring there are electrical receptacles in every room (note: GFI outlets are no longer required) and that each outlet works,Įliminating pull-chain lights in areas other than the basement or attic.By law, the borrower is are entitled to receive a copy of the final appraisal report from the lender. Maintenance: We often recommend repairing small things like leaky faucets, missing door handles and trim.įHA and VA Inspection Items: If your borrower is applying for either an FHA or VA loan, be sure to ask your appraiser if there are additional things that should be done before they come. Housekeeping: Appraisers see a lot of homes a year and will look past most clutter, but they're humanīeings too! A good impact can translate into a better home value. We recommend that all areas of the home are accessible, especially the attic and crawl space. Once your appraiser arrives, you do not need to accompany them along on the entire site inspection,īut it's helpful be present to answer inquiries about your property and be willing to point out any home improvements.Īccessibility: Appraisers are very meticulous in their inspections. Information on "Homeowners Associations" or condominium covenants and fees.Ī list of "suggested" improvements if the property is to be appraised "as complete". Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells.īrag sheet that lists major home improvements and upgrades, the date of their installation and their cost (for example, the addition of energy efficiency upgrades or roof repairs) and permit confirmation (if available).Ī copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending". ![]() Information on any written private agreements, such as a shared driveway with a neighbor.Ī list of any personal property that is part of the home and you intend to be sold with the home, such as an oven, or a washer and dryer.Īny documents, such as a title policy with information on encroachments or easements encroachments or easements.Ī bill for your most recent real estate taxes which should also contain a legal description of the property. To simplify the appraisal process, it's recommended to have these documents ready for the appraiser:Ī plot plan or survey of the house and land (if available).Īny records on the purchase of the property for the last three years. Just give us a call at (386) 423-5110 if you have any questions about the appraisal process. ![]() Getting ready for an appraisal from Pomeroy Appraisal Associates of Florida Inc.īy law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |